Other

Cash Flow Budgeting

Cash Flow Budgeting is one of the cornerstones of a solid comprehensive financial plan but it is also the most overlooked part of the plan. We therefore work closely with our clients to understand the dynamics of their cash inflows and outflows and identify what the effect of inflation may be on these as the years go by and the future needs that they will have.
This analysis, in turn, can influence the direction of the investment program that we will develop and recommend for each individual client.

Asset Protection Planning

There are both simple and complex strategies that we can recommend to our clients to help them protect their assets from predators.
These strategies are developed as part of our financial planning process.
Currently a major concern is the continuing increase in financial fraud and we offer multiple ideas and strategies for protecting your assets.

Charitable Gift Giving Planning

We are always delighted to work with our clients in this special area and help them to sort through the best ways of providing a gift to their targeted charity or charities.
Whether you are interested in starting your own private foundation or simply giving your gift directly to your favorite charity before or after you pass – we can help you develop a plan for doing this.

We are knowledgeable in, and can help you with the following strategies:

• Private Foundations
• Charitable Remainder Trusts
• Charitable Remainder Annuity Trusts
• Charitable Remainder Unitrusts
• Net Income with Make Up CRUT
• Charitable Lead Trust
• Charitable Lead Annuity Trust
• Charitable Lead Unitrust
• Increasing Payment CLAT

Business Consulting & Succession Planning

Here again, the CPA Advantage is at work.
Business consulting and business succession planning are part of the Wealth Management Services that we offer.

Over the years, Patricia has been a consultant to numerous businesses and has also planned and implemented both private and public mergers and acquisitions. Patricia continues to use her knowledge in this area to bring her clients to a safe harbor.
Fees for these services are based upon an hourly rate that varies depending on the complexity of the engagement.