Risk (Insurance) Planning

Your time, talent and resources are always on the line and at risk. It is imperative that your financial and estate plan takes into consideration the risks that you, your family and your business cannot afford to take.

We always provide a complete analysis of your insurance needs, including:

• Discovering and educating you on what your risk needs are so that you can plan your insurance protection strategies.
• Designing a comprehensive insurance protection program for you.
• Selecting the company or companies best suited for your situation.
• Presenting a competitively priced proposal.
• Periodically reviewing the adequacy of your insurance program.
• Looking for ways to save you money.

Our analysis takes into consideration both risk of loss from your uninsured house burning down as well as the risks that you take by dying prematurely or losing the ability to work or the need for long term care.

We do not sell comprehensive insurance but we are licensed to sell Life Insurance, Long Term Care Insurance and Disability Insurance.

To the extent that we identify and agree upon a need for Life Insurance, Long Term Care or Disability Insurance as part of your financial plan we can help you with the purchase of these products.

We only deal with reputable and highly rated insurance companies.